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99 Homes [2015] [R] - 3.6.10



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Unlike the MPAA we do not assign one inscrutable rating based on age, but 3 objective ratings for SEX/NUDITY, VIOLENCE/GORE and PROFANITY on a scale of 0 to 10, from lowest to highest, depending on quantity and context.

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Sex & Nudity
Violence & Gore
1 to 10


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During the sub prime mortgage crisis in 2010, a hardworking blue-collar builder (Andrew Garfield) loses his job and along with his mother (Laura Dern) and his young son (Noah Lomax) he's evicted from his childhood home by a greedy Florida foreclosure specialist (Mike Shannon). In order to survive and keep his house, the builder reluctantly accepts a job evicting the families of his son's classmates. Also with Clancy Brown, Tim Guinee, Cullen Moss, J.D. Evermore, Nicole Barré, Cynthia Santiago, Manu Narayan and Aniyah Skyy. Directed by Ramin Bahrani. [1:52]

SEX/NUDITY 3 - A man at a party watches a clothed woman writhing in front of him (we see her from the back and her behind moves a little; her dress is snug and just above knee length) and then holds his hands in front of his groin and shouts (we do not see what might have happened at the groin area).
 A man owns and lives in two mansions, one for his wife and three young daughters, and one for his mistress; he kisses his mistress hello briefly twice and in another scene he and his mistress hug briefly and we hear the smack of a kiss off-screen. A woman briefly kisses a man at the party.
 An older man says to a younger man, "You'll own more houses than you'll have women to fill them."
 Three scenes show a woman wearing a V-necked or scoop-neck top, revealing moderate cleavage. A woman wearing a low-cut top bends over slightly and we see cleavage briefly. Two women wear scoop neck tops that reveal some cleavage. At a party, several women wear deep square-cut necklines that reveal cleavage and two women appear briefly wearing fringe-covered bikini outfits that reveal cleavage, bare upper chests and midriffs. A woman wears a sleeveless top that reveals a little cleavage. A man changes clothes in a washroom and we see his shorts.

VIOLENCE/GORE 6 - A seated man's legs stick out beyond a dividing wall in a bathroom that hides the toilet and the rest of the man (we see pools of blood around the man's shoes and blood splatter across most of the wall and extending into the area where the toilet would be, on the sink in front of the man, on the floor beneath the vanity, and on the floor beyond the pools of blood); sirens sound off-screen, another man in the house tells a sheriff's deputy that he brought two pizzas for the dead homeowner, the owner did not like anchovies, and so the owner brought out a gun and blew his own brains (we hear that the dead man had just been evicted from his house).
 Two sheriff's deputies pound on a house door and ask the owner if he or his mother have any weapons and they argue with the officers as a real estate broker and a deputy tell the people they are being evicted and have two minutes to clear out, or they are trespassing and will go to jail; the woman screams and the man shouts, but they gather some things and exit while two other men move all of their remaining belongings into the yard and one of them drills out the front door lock; the owner's young son gets off the school bus across the street and begins shouting and the owner takes the child away. A man tapes notices of eviction to house doors and offers some homeowners paperwork for federal help with mortgages; one homeowner shouts, gets a handgun, and tells the man to leave, which he does. A man starts a job in which he evicts families from foreclosed houses with the help of two sheriff's deputies: at some houses, the owners cry and argue loudly with him and the deputies enter the home, force the people outside and call in waiting movers to place all the owner's possessions on the front lawn; at one house, a confused senior citizen is escorted outside to sit, where he says he has no family and knows nowhere to go and a deputy says he will drive the man to an agency that will help; a man at another house says he has only rented there for eight years and is not the owner, to which the man evicting him says that the landlord is in foreclosure and scammed the renter. A man travels with his boss to an evicted man's house where they find him holding his wife and two grade-school sons hostage; sheriff's deputies point handguns toward the house as the homeowner breaks out the picture window from inside with a rifle, glass shattering loudly as sirens sound outside, the homeowner argues with the officers, accidentally shoots into a wall, missing one of his young sons, drops his rifle after a man tells him that he cheated to get the man evicted, exits the house and is arrested and handcuffed after being forced to the ground.
 An abandoned house is surrounded by workmen and a woman, all of whom have their shirts covering their nose and mouth because they say the smell of human feces is bad inside; one man covers his mouth and nose, chokes and coughs, enters the house and finds feces all over the bathroom walls, toilet and bathroom floors, as well as throughout a hallway to the front door and one wall contains the words "Kill Bankers"; he runs out, vomits (we see dark goo), he drinks water and spits some water out and then persuades a few men and the woman outside to begin to clean up the mess and the scene ends.
 A man confronts four movers about stolen tools and a scuffle ensues with shoving, punching and yelling obscenities until another man stops the fight; the first man drives away with squealing tires. A man and his family move into a motel and find the man who evicted them living there; the first man shouts and screams at the man who evicted them and the two men push each other while the second man shouts at his mother to take his son inside where the man and his mother shout at each other as the child looks frightened and a third man pounds on the room door, shouts curses and walks away. A man steals air conditioning units, home swimming pool pumps and appliances, then sells them back to the banks that foreclosed on the houses originally having the equipment; a woman witnessing him demands to know what he is doing, but he says he is just doing work for a real estate agency and drives away.
 In one scene a man gives another man a handgun, which he refuses at first, but asks to carry later; we hear that the second man has had a background check by his boss, who says the second man can legally carry a concealed weapon. Several scenes show a real estate broker or his assistant strapping a handgun to one ankle in a holster, underneath a trouser leg.
 A judge orders that a man be evicted from his house and the man argues with the judge until a bailiff leads him out of the courtroom. A man is evicted from his house by a judge and argues with the judge briefly, but leaves on his own. A man tells a homeowner in foreclosure to disconnect extension cords and a water hose running to a house next door and threatens the second man with jail. A man and his mother argue loudly about his buying a mansion for her and his grade-school son to live in. A man says that someone tried to run him off the road a year ago. A real estate man says about a former assistant, "I killed him," meaning that he fired the man. A man says that his father worked as a roofer until he fell off a roof and the insurance company got him hooked on painkillers and then dropped his policy. A man says that his father died of a heart attack resulting from too much alcohol and food.
 A man raises a trouser leg to show another man three long red scratches he says are from a dog.

PROFANITY 10 - About 60 F-words and its derivatives, 1 F-word written in a text message, 1 obscene hand gesture, 5 sexual references, 18 scatological terms, 12 anatomical terms, 15 mild obscenities, name-calling (stupid, dumb, retarded stepchild, idiot, playboy, deadbeat), exclamations (keep your mouth shut, jeez), 5 religious profanities (GD), 15 religious exclamations (e.g. Oh My God, Holy [scatological term deleted], Oh God, God Forbid, Jesus, Lord Almighty, Gold Almighty). [profanity glossary]

SUBSTANCE USE - A prescription drug bottle is seen on a dining room table (its label is obscured), and a man says that his father was hooked on painkillers (please see the Violence/Gore category for more details). A cocktail party features glasses of wine held by men and women and a few of each drink from their glasses, a man at a party sips from a glass of whiskey and another man chugs from a bottle of clear liquor (the label is hidden), a man drinks expensive whiskey in his office and his living room, a man holds an open can of beer on a sidewalk, four men in the back of a pickup truck drink from beer cans as the vehicle is moving, a man drinks from a small bottle of whiskey in his living room (the scene cuts to him lying asleep on the floor with the empty bottle, two crushed beer cans, and a cigarette butt around him), a man at a party says that he is wasted (implying intoxication, no drugs are seen or mentioned), a man offers a worker a 6-pack of beer to bring a shovel and help clean a bathroom (please see the Violence/Gore category for more details), a man offers another man a drink and he declines saying that he is high on life, and a man holds a can that could be beer. A man smokes a cigarette in three scenes as he is driving, and smokes a cigarette in his home, on a sidewalk as well as outside a house he is repairing and beside a home swimming pool with a man who smokes a thick cigar, a man holds an unlit cigarette behind one ear in three scenes, and a man smokes an e-cigarette throughout the film and we see clouds of misty smoke inside houses and on a sidewalk as well as in his car while driving and several times in his own home.

DISCUSSION TOPICS - Unfair banking practices, dishonest real estate brokers, eviction, homelessness, unemployment, families, responsibility, honesty, respect, courage, sacrifice, doing the right thing, justice.

MESSAGE - The sub prime mortgage crisis created opportunities for predatory real estate tactics, broke apart families and caused suicides and other violence.

Special Keywords: S3 - V6 - P10 - MPAAR

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